Air-to-Air ATF coolers
Jim, I've added an 18-pass cooler (12" x 18") and fan under the driver's seat, and I re-routed the ATF away from the radiator coolant cooler into a small air-to-air cooler. Next time I change the engine coolant, I'm going to snatch out that miniature heat exchanger and straight-line the radiator fluid line too.
Heat transfer is much more efficient with liquids than with ambient air, so I'd rather not subject the ATF to 185* F coolant. That's not going to cool it, but heat it up. At least that's the plan. If 185* F "COOLS" the ATF (at least long-term), then I've got problems.
My temp guage (sensor in the pan, so I watch for trends and overall averages) shows the ATF at 50*F to 55*F over the ambient air temp. The temp always stays below 150* F unless I'm in some heavy stop-and-go traffic. If it goes to 150* F, I turn on the fan to keep it from exceeding that temp. So far, so good. I've driven in a lot of situations this summer that raise ATF temps, and the air cooling system has worked very well. Even on the highway at 75 mph and 102*, the guage stayed just below 150*F. The fan bails me out when air movement isn't enough.
Good point about cold weather, though. The stock setup does help warm the ATF in the winter; so does driving. But my weather is about what Tulsa gets, only 2 days later. And the ocean & bay keep things a little warmer than inland residents see.