Temps in MagHytec DD pan
I have bypassed the OEM cooler that sends the ATF thru the engine coolant (~185 deg F) and now cool the ATF only with air, so the ambient temp will affect how hot it gets. Cruising (loaded or not-doesn't matter), it's about ambient + 50 deg F in the summer; about ambient + 70 deg F in the winter. Usually that translates to about 110 to 150. Out of lockup (fluid coupling TC drive) the ATF will run a little hotter; stop & go will raise it to 150 to 200 (if I let it). I have 3 air-to-ATF coolers, with the largest one under the driver's side club cab; it also has a fan that I switch on when the temp reaches 150. I don't tow that much, but did tow about 350 miles yesterday-between 5000-6000 lbs I guess. That didn't affect the temps for me. It was cool outside, ~40 deg F. ATF temps were around 110-120 the whole trip since I towed in OD when I was on the highway (65-70 mph). On trips last summer, the truck was heavily loaded, but not towing, at 100 deg F+. ATF temps stayed at or slightly below 150.
In-pan temps are OK because that's the source for the ATF going into the transmission. Any given transmission is going to raise the ATF temp "X" degrees just by operating/shifting/etc. If the source is kept cool, then the outlet temps are going to be controlled. I know this from experience. If it weren't true, then my cooling system wouldn't be able to keep up with the rising ATF temps after it has run through the transmission; the pan temps would just keep steadily rising. Also the color, appearance, feel, and smell of the ATF after 20K miles (I change at 25K to 30K mi. ) is pretty much "like new". BTW, the transmission is stock except for a VB and the DD pan. I have changed the ATF very regularly, and am almost at 204K miles on the truck.