I don't want to get into the middle of the discussion you kids are having, but just wanted to inject some simple logic I gleaned from owner's manuals I took a quick look at online. They included Audi, BMW, and Ram. I also looked at Cummins HD info but could only find back to 2015 easily so I excluded them. What I did find was all information from the owner's manuals clearly stated #2 ULSD was the only thing required. No additives were recommended for use.
I also looked at my text books I use for class, and none suggested any additives for any manufacturer.
So in my simple mind I have come to the conclusion that at least some of the manufacturers are confident that ULSD is the only thing required to go into the fuel tank of their vehicles. As a former Technical Advisor for FCA with plenty of experience on diesel fuel systems and failures, I believe the manufacturer knows what is best for the long life and customer satisfaction of their particular product.
I also read the links provided and the way I read them I do not see anything that jumps out at me suggesting that the fuel supplied by most retailers in the US does not meet the minimum specifications for sale.
I can only speak for sure for Ram/Cummins but in all the engineering and training sessions I attended in Detroit (about 4 times per year on average for 14 years) I never recall a document or presenter ever saying anything about the longevity of the Cummins fuel systems being a concern when the change was made to ULSD. The only thing I do recall is a caution that older 12v systems might be more prone to fuel leaks as a result of the changes. But that was because of the effect of the fuel on hoses and seals in the fuel system.