I heard from several members that when I've asked this question that 400 is a 'SAFE' mark. '350' is a better number to settle for and with upgraded injectors and 'magic boxes' and all the other stuff many of us add,it is 'YOUR' responsibility to cool the turbo and engine down. And without gauges on a modded truck,you are sincerely taking chances!
I added all the hardware that makes the Cummins smoke and create egt concerns... I have since added a small set of twin turbos that puts me right back to stock conditions. I added a larger intercooler to aid in towing prowess and turbo spool. Basically,I have a stock truck with very similar,if not better than stock,cooling and towing qualities. I also added a turbo-timer to help save time sitting in someone else's driveway or a parking lot,waiting for my turbo to cool.
May have over-answered the question here,but as mentioned in previous posts,it is routinely important to monitor and/or respect proper cool-down procedure..... stock and more importantly,modified.
Alan