The XD has one of the best out of the box triggers of all the plastic guns. It's a great gun except for the disclaimer near the back of the owners manual that states, basically the gun may shoot point of aim point of impact at 25 yards. If your particular gun shoots high you may need to hold 6 o'clock to impact the center of the target. I can't believe they print this sort of thing in the owners manual.
Yes, my XD shoots high. Very high a 25 yards. Since all my other handguns shoot point of aim point of impact I now need to replace the rear sight with a sight that is lower.