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04 truck payments

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Hi, i 'm just wondering how much you all are paying for your new trucks. I know that there is very different numbers for everyone but i want to know what do all consider too much$$$$$







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Nothing down. $500 a month 60 months but I also sold my 1993 W250 for 11k and paid in in the rear of the new one. Didn't change my payment etc. Truck was 39k and change. $350 below invoice,$3500 in rebates and $300 for owning my own business. Came out to $31000 and change.
 
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Pay less than invoice, if a dealer will not go that low, walk away.





The MSRP on my truck was 38,200

I paid 30,800 ($300 under invoice -$2500 rebate, and -$500 farm bureau rebate).



My only other advice is to spend a lot of time on the Dodge site, fooling around with options to figure out which ones give you the most value. IE, if you wanted an 04' SLT with fold flat seats, you must choose premium cloth seats, and also choose the fold flat option (about $400 total), but for only $900 more you can get leather, which come with fold flat seats included. You end up with an interior that looks similar to a Laramie, but for way less $$$, not to mention none of that other automatic Laramie climate control crap to maintain down the road.
 
I'm paying $795 / month for 48 months, zero interest. Loan includes taxes and 100K service contract less $1000 down. It hurts, but paying down $9540 per year feels good.
 
Paid dealer invoice minus 2500. 00 in rebates minus holdback minus advertising minus 16K for my 99CTD. Lease for 60 months at 450. 00/month.
 
We're paying $880 for 36 months at 0%, after $2000 cash back from Dodge, about $700 below invoice and $500 Montana farm bureau.
 
discount

Originally posted by jcarey

We're paying $880 for 36 months at 0%, after $2000 cash back from Dodge, about $700 below invoice and $500 Montana farm bureau.
How does a guy do the Montana farm discount and live in MD?
 
Actually, we own property in Wolf Creek, MT. When I called the MD farm bureau, they gave me a hard time, so I contacted and joined in MT. They were really helpful.
 
0 down , 733. 00/month... 60 mos... I was really upside down on my trade as I had leased it..... :) Never do that again! I am making DOUBLE monthly payments to try and pay off sooner and save on interest and hopefully eat some of that neg equity away!
 
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