Sounds like different strokes for different folks here. Almost everyone likes what they have.
Im with LSmith also, and love my 3. 55's.
W. the 6 speed theres no reason to go with 4. 10s, as theres a gear for everything. In fact, 5th gear is stronger than 6th, so if you downshift up a grade, your right where you want to be. Or you can still use that INHERENT torque of our CUMMINS (just rubbing it in to our FlowerStroke & Dcrack readers), and pull 70+ over grades in high gear.
Why would I want to limit myself going to 4. 10's. 3. 55 have a very comfortable cruise rpm w/ 33inch tires.
I have to question the guys that get claim 23 mpg's w/ 4. 10's though. Maybe with big tires, or a tailwind, but Ive seen 20 only once or twice, and it goes down at higher r's. Avg is about 18. 5.