I'm afraid I have to side with Curious Dave and Crazy Horse on this one.
I believe the manufacturers have posted GVW ratings for a reason and that the GVW values are based on the design attributes of all mechanical systems taken as a whole; (tires, brakes, frame, suspension, etc).
The fact that you have 2wd is in your favor and perhaps why you're managing it, as your effective payload rating is higher than a 4wd truck, and your vehicle center of gravity is lower which is a benefit in turns and cross-wind situations.
Like Crazy Horse, I've been there/done that too.
I'd like to see a photo of your rig with the jacks up, and how it settles the suspension?