You got me thinking that the boffins at dodge probably know this and that this seems like the only way to torque the nuts without a special tool. so setting at 95 plus the additional torque due to what you describe is probably spot on.The added length of the center of the wrench head to the center of the bolt head does increase leverage which means a 100 lb reading might be slightly higher in actuality. Prob insignificant here. Looks good.
Yeah John. When in 4L with the engine off the wheel still turned. I suspect I needed to put it in drive to engage the transfer case? Dont really know. I do know 4WD works as the vehicle crabs when turning in 4L or 4h