i am now a registered nurse ...
in my previous career i was a professional surveyor ...
we surveyed an accident site survey in Montgomery WV ...
a fan blade flew off the top of a big loco ...
through the steel guard (fan shroud?) and through a house beside the tracks ...
i heard later that the RR wrote a check and there were no lawyers involved ...
A good friend of mine who is an engineer nailed a minivan one day. Unfortunately a kid around 6 years of age was killed, his mother who was driving is now paralyzed from the next down. I can't remember if there were any other people injured. Anyway the RR offered 26 million cash, mom refused, RR offered 20 million cash, mom refused. She chose to go to court and one year later wound up walking away with only 1. 5 million. The RR will usually offer up some cash and some folks take it some don't.