This is all assuming that your dealer takes 1-2 days to look at it, does customer cash repairs first etc. If you have a dealer that is worth a S***** and treats customers right, then this is not an issue... If you are ever in or around Hemet CA, Hemet Chrysler center does just this. Shoot, I can show up w/o an appt and the service writer will pull a tech to the front to answer questions, etc The dealership even gives me a Rental car ( WHich is NOT in my warranty) just for being a loyal customer. So for me, i purchased the Bumper to Bumper to 85,000 And IF something Major were to ever happen, 100. 00 deductible is fine for a 6,000 repair. Even if it takes a week. My . 02