I will only say i ran a k&n for about a year, and noticed oil on turbo blades, and that was an out of the box cold air intake, so i re-tightened everything after cleaning turbo, thinking maybe a loose connection caused dirt to get into air stream. Well 2 months later i removed to find more oil build up on turbo blade surfaces. I talked with the k&n guy on the cummins forum, and he didn't have an explanation. I have one though, their filters are awesome on normally aspirated engines, but when subjected to the massive amounts of air being drawn in by a turbo diesel, it will pull the oil from a factory oiled k&n, so for the next year i ran a BHAF, and stock with cowl induction, and i pulled it off last weekend for inspection, and the turbo was dry as can be, blades shiny like i left them when i cleaned them. Oh and research does say stock air box good to 500hp, i can still get 30psi with stock box. I haven't noticed a difference in performance using any of the filters i mentioned, so i will stay with the stock cowl setup for now, i like to hear the turbo anyhow. hope that helps, try cleaning the turbo and everywhere else you got oil, and put a different filter on, and check it in a day a week a month and see for yourself.
I am not gonna say anything about your family trust me, this forum is to help others in my opinion.