I'm no expert, but I've probably replaced 20 or more U joints of various sizes. Maybe somebody who really knows this stuff will say I'm all wrong, but what I do when they feel tight is to open my vise and lay the shaft down so that the yoke and 2 caps are laying on the top of the jaws. Then take a hammer and rap on the yoke next to the cap thats pointed straight up. I flip it over and do the same on the other side, then turn 90* and do those too.
If it's too tight to get both retainer rings in, put the cap with the ring on facing up. Hit it a couple solid hits next to it, then flip it over and bump the other cap in until you can get the ring in.