I and several others with 94 - 97 have had the head gasket fail in the area around the Thermostat. This was on stock trucks, usually with around 100K miles. I have not changed mine yet. Have over 80K miles since leak started. Probably add about 1 gallon every 20 - 30K. More when pulling hard, almost nothing when driving empty. Dozens of oil analysis test confirm the leak is external only.
As has been mentioned, the gasket is revised (Marine?) when replacing.
jjw
ND