MaxCare Insurance - Extended Warranty

[petersonj]

Not at all. The 07 was a great truck. Sold it at 140k with the original clutch and dual mass. Had most of its original parts. Engine and drivetrain untouched besides regular maintenance

Wouldn't some of the items below be considered as drivetrain?

Hell my 07 needed all u-joints and steering linkage all paid under max care at 60k miles.

front axle pinion seal,

both front wheel bearings, transfer case rear output seal,

I do understand how the complexity of controls and the potential cost of repairs on modern trucks can influence people into buying an extended warranty. Personally, I probably would not buy one myself. I have had good results in my professional career and in my personal life in getting a reputable dealer to take care of something, even when the failure was beyond the factory warranty period. I have had the full cost of parts and labor covered on items that failed prematurely that were honored by a dealer. The the type of failure was usually something that obviously should not have failed at such an early point in the life of the vehicle and was not the fault of the customer and the customer could show the vehicle was serviced regularly and the vehicle was not abused. I always presented my case in a factual manner and I did not get angry. When the cost of the repairs were honored, the repairs were not called "warranty", but instead called " a goodwill gesture".

If I would have experienced "needed all u-joints" at 60 thousand miles and my factory warranty had expired, I would have presented my case in the above manner.

Life operating vehicles was much simpler a few years ago. In 1988, I purchased a new Cummins 4BTA engine to place into my 1984 Ford E150 passenger van. I picked up the engine at Cummins in Grand Junction, Colorado. The engine had a 5 year / 100,000 mile factory warranty. The guy at the counter asked me if I wanted to buy 2 year / 50,000 mile extended warranty if my memory serves me correct. I was taken aback for a moment and then replied, "If I thought this engine would not run for well over 200,000 miles with regular maintenance, then I would not be buying it." He looked a bit sheepish and replied, "I know, but they make me ask."

- John

 

[EZeis]

Wouldn't some of the items below be considered as drivetrain?







I do understand how the complexity of controls and the potential cost of repairs on modern trucks can influence people into buying an extended warranty. Personally, I probably would not buy one myself. I have had good results in my professional career and in my personal life in getting a reputable dealer to take care of something, even when the failure was beyond the factory warranty period. I have had the full cost of parts and labor covered on items that failed prematurely that were honored by a dealer. The the type of failure was usually something that obviously should not have failed at such an early point in the life of the vehicle and was not the fault of the customer and the customer could show the vehicle was serviced regularly and the vehicle was not abused. I always presented my case in a factual manner and I did not get angry. When the cost of the repairs were honored, the repairs were not called "warranty", but instead called " a goodwill gesture".

If I would have experienced "needed all u-joints" at 60 thousand miles and my factory warranty had expired, I would have presented my case in the above manner.

Life operating vehicles was much simpler a few years ago. In 1988, I purchased a new Cummins 4BTA engine to place into my 1984 Ford E150 passenger van. I picked up the engine at Cummins in Grand Junction, Colorado. The engine had a 5 year / 100,000 mile factory warranty. The guy at the counter asked me if I wanted to buy 2 year / 50,000 mile extended warranty if my memory serves me correct. I was taken aback for a moment and then replied, "If I thought this engine would not run for well over 200,000 miles with regular maintenance, then I would not be buying it." He looked a bit sheepish and replied, "I know, but they make me ask."

- John

No, steering linkage and wheel bearings are not part of the drivetrain. They fall under steering and wheel. Not covered under drivetrain and powertrain warranties.

The seals and u-joints were disclosed so didn't need to be mentioned numerous times. They are external, not internal repairs. Consider minor vs internal work. Think when you're used truck shopping. Minor repairs are ok but you don't want, yeah I rebuilt the rear axle in my driveway or by my buddy that works at 7-11 rebuilt it. Actually you don't want to hear any of the drivetrain was worked on internally. First things that come to mind, neglected maintenance or overloading/abuse.

Note, the transfer case rear output seal was damaged when they did the u-joints. Otherwise it probably be original. Maxcare covered it. Didn't care who ate it as long as I didn't.

The engine, transmission, front and rear axles and transfer were never touched internally. Therefore the drivetrain was untouched as stated. I would state that to anyone wanting to buy it. Like I said before, the truck was a good truck and the guy who bought it works it all the time and loves it. Most of the truck was original when I sold it. If you'd like a full break down of what was still original, let me know.

I would never expect the dealer and/or Chrysler to warranty anything when the warranty expired over 30k miles before the failure. Good luck getting that done. They just said we see you have maxcare on your vin and took care of it. No hassle, no begging, no anus licking, no being a Karen asking to see the manager cause I want these parts and labor covered long after the warranty expired. No trying to see how I could pull one over on the dealer.

To each their own, I guess. There are those that buy and use maxcare and those that do not. Then you have those that criticize those that have them or are interested in them. Which helps no one.


Earl

 

[Tuesdak]

It is all a gamble. But if you are going to gamble at least gamble with a reputable warranty company. While the vehicle is financed past the factory warranty time limit having the "extended" warranty pickup any items makes budget sense. That is a fixed monthly budget for cashflow. The big question is if you have the cash reserves to cover a big ticket item when the warranty is over if you keep it that long.

I regret not getting the very limited warranty from the credit union on my used to me 2003. $10,000 engine replacement they would have covered, but no, the policy did NOT cover injectors and that is why I didn't buy it. The $500 power seat frame assembly, turbo, and fan clutch would have been nice under that warranty as well.

 

[bcbender]

The $500 power seat frame assembly, turbo, and fan clutch would have been nice under that warranty as well.

Wow that's ironic.... I had those same parts replaced under my 2y / unlimited mi warranty on my used to me 04... I figured after that then 1500$ warranty was a wash... I also had front axle ujoints, and most of the 2pc driveline replaced under warranty.. only cost me $100 ded (x2)