Well as of today, .......still waiting. FRAM seems to be more responsive than their claims handling company. They keep throwing more requirements each time i meet the previous batch, last week they finally sent me a release letter, however the amount was wrong. A couple of weeks ago they even made a claim that i wasn't the registered owner, according to their records. When i asked who owns it...they didn't respond. Tomorrow i plan on emailing them that my time will start to be added to the bill, each phone call and email will start costing them more, since they haven't responded to last Thursdays email about the amount. Usually after 4-5 unanswered emails i call FRAM and let them know, the claim company usually responds with in a day.