Credit Card info stolen

[tfarnham]

My credit card info was taken from me and used to purchase a lot of items.



On 7/12/2007 I made a purchase from [edited out], their on line store.

7/13/2007, my bank called and notified me that My card was being used to excess. The only purchase that I had made, for 2 weeks, with this card was the above. The purchases were all cancled. My card number is terminated.

I am not placing any blame against the above named online store. I can not tell where or when my information was taken. I am placing this Thread to let everyone know. We are always at risk for credit card fraud.

Maybe I will just mail a check via the Post Office from now.

Snail mail = safe mail

 

[DValentine]

same happened to me a couple of years ago. I spent some time on the phone and found where the a-holes lived... . Minn. I couldn't get any more info out of my card company. But I got a new card and was not charged for the items. Yes, it is a pain in the a-- but life goes on. I still haven't found out how the info was stolen. Look at receipt when you use the card... . sometimes all the card numbers are printed on it. They should only print the last 4 numbers. If you want to do the right thing report it to the police. I know it will take time... but it provides information to authorities giving them ideas about fraud networks.

Dave

 

[TDRadmin]

Edit

DValentine, I am very sorry to hear this happened to you. I did edit out the vendor's name. Even though you were not pointing the finger at them, many others will assume they were to blame. I trust you understand. We do not want to tarnish anyone or any business' reputation incorrectly.



Thank you for understanding.



Robin

TDR Admin

 

[WDaniels]

To help avoid this problem, always look at the "http" at the beginning of the web address and make sure that it is a secure server. If it is secure it will be, "https://" The "s" tells you it is secure. It will not however remove employee fraud. But it will narrow it down to who and what is the problem.

WD

 

[MEby]

I bought some ID theft Ins from a reputable company. its cheap and if I ever have my ID stolen thay take care of all the hassles. I would definetely recomend this as ID theft is becoming a very large problem.



Zander Insurance

 

[daveshoe]

File a police report

Filing a report [must be done at law enforcement HQ] gives you more protection down the line in case your info gets used again. Filing the report with credit card company gives some protection,but the protection expires much sooner. You also should be entitled to free access to your credit reports so you can check on later fraud. The badguy may have used your card to open new accounts at stores and these accounts could be dormant,waiting for the first crime wave to die down. Then you could be dealing with new credit issued in your name with the billing going to some other address. The first you may know about this is when you find out that your cerdit rating is shot--like when you apply for a loan.

I heard this stuff on Clark Howard over the weekend

 

[TORQUE THIS]

I have had it done also.

The best thing to do is have the card issued thru your bank, where you have your checking and or savings. Results on getting things resolved are much quicker and they take a lot of the burden off of you.

I work for a credit union. 5 years ago the number of fraud/ID theft was in the 10 to 20 range a month. Now it is in the 1000's a day!!!!!!!!!

It dosen't matter if you use it online, at the ATM, the grocery store, department stores, etc... and sending a check in the mail... another bad thing, unless you send it priority thru USPS, UPS, FEDEX, etc and get a tracking number. Even then, on the other end, you don't know how your check and info are being handled.

 

[MCummings]

I enrolled in the Identity Theft Program at Wells Fargo, and they send me my credit report every quarter. I just found out I have $30+K of unpaid debts that a family member pulled out in my name over a few year span.



Please people, check your credit report often, and get some of identity theft protection. $120 a year is a small price to pay when somebody gets a credit card in your name, and buys a new vehicle in your name, and you are insured, and not responsible for unauthorized charges, versus having to pay. Yikes!



Merrick

 

[MEby]

I enrolled in the Identity Theft Program at Wells Fargo, and they send me my credit report every quarter. I just found out I have $30+K of unpaid debts that a family member pulled out in my name over a few year span.



Please people, check your credit report often, and get some of identity theft protection. $120 a year is a small price to pay when somebody gets a credit card in your name, and buys a new vehicle in your name, and you are insured, and not responsible for unauthorized charges, versus having to pay. Yikes!



Merrick

I dont think you have to pay for it, its just a huge pain in the *** :-{} to argue that youre not liable.

 

[FullSack]

that is why I check my transactions online nearly every day.

 

[The patriot]

My MIL is afraid of ID theft.

I told her "that would be one sorry azz thief to want to steal your credit. ":-laf

 

[tgordon]

I watched a program about this and they had a lady whose ID had been stolen by a hispanic over 500 miles away. The clencher was that nothing could be done about it because they police claimed he had not broken any laws He had a visa, drivers license etc. Even credit cards but because he had paid for everything he had charged. All they would tell here is to keep checking her credit report.



I do not know about creditability, but I think that would be something INS, etc would jump all over.



Troy

 

[jkalchik]

Huh???? THAT does not sound right. I was under the (possibly mistaken apparently) impression that simply being in possession of someone else's ID was a violation. If he's receiving mail in her name, I'd be taking that up with the Postmaster General.

 

[donnier]

One thing I do to try and prevent it is whenever we get a letter saying we are prequalified for a card, the letter and everything goes into the shredder.

 

[PRout]

Open a separate bank account for internet purchases. Only keep a couple hundred bucks in it. Get a Debit card for that account. Do not get overdraft protection on it. Only use that card for internet transactions period, dont give out the info an any other card over the internet. That way when they wack your card from the internet they can only go so far with it before it runs out of cash, and you can have that card turned off and get a new one. Then file the fraud report and get your money put back in the acct.

That keeps your main/critical accts isolated from the thieving pukes.

 

[rbattelle]

I've had this happen a couple times. Both times the credit card company (I think it was Discover both times) was extremely quick to fix the situation completely at no cost or hassle to me.

In one of the instances they cancelled my card and overnighted me a new one with a new number.

Ryan

 

[bmoeller]

Maybe I will just mail a check via the Post Office from now.

Snail mail = safe mail

No guarantee there either.



Even if the place you placed the order with didn't do it, spyware or viruses could. There are key logger programs that trace would you've done. The business sites could be secure, but what about in between?