Any of the major spray-in bed liner companies offer a lifetime warranty against damage hence, they will repair it free.
For the absolute best in bed protection... several TDR members have installed a plastic (under the rail) bed liner OVER the spray-in bed liner. Just a thought.
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'98. 5 2500 QC 4x4 Sport, Glasstite Vision II, 285 BFG A/Ts on M/T Challengers, Warn 4X Boards, Mopar fender flares & tow hooks, NW Custom s/s-rubber mud flaps, Mag-Hytec diff. cover & trans. pan, Edelbrock IAS shocks, Reese Titan V hitch, VDO Vision gauges, Dynamat, '00 Sport grille & valve cover, '00 Sport headlights/PIAA Super White bulbs, PIAA Dual Sport 900 aux. lights, BD exh. brake and TorqLoc, Prime-Loc, Bosch 275s, VA CPC, DD Boost Module, Banks Stinger wastegate actuator, ATS exh. man. , Banks 4" dia. s/s exh. sys. , BD V10/Cummins hybrid TC & valve body, BD trans. front pump & PressureLoc, Air Bulldog induction hood (with NACA ducts), plus MANY other trick modifications